Credit Cards Among College Student

College students' use of credit cards has recently received increased visibility throughout the media.In addition to credit problems, many students do not have a written budget, and of those who do have a budget few young people actually use it. They determined that university students "are vulnerable to financial crisis"The staggering number of credit cards in circulation exemplifies this crisis, as does the number of cards carried by the average student. The increased number and type of credit cards on university campuses has seen an explosive level of growth in the past decade, with most credit card companies targeting college students. The purpose of this paper is to extend the research originally reported by Henry et al. (2001) by reporting findings from a study that was designed to examine college students' credit card use behavior and identify the factors associated with credit attitudes. This research also identifies the factors related to college students' attitudes toward credit cards. Attitude toward credit was assumed to be explained with demographic characteristics, socioeconomic characteristics, background factors, and psychological factors.The use of credit cards among university or college students is said to be out of control.Thus,government and media should play their part to overcome this problem.